Frequently Asked Questions (FAQs)
Looking for clarity before starting your financial journey with us? You’re not alone. Here are answers to the most common questions people ask about working with Financial Rakshak.
General FAQs
We are your personal financial partners — like a financial doctor, we help identify your needs and suggest suitable options without pushing any specific product. Unlike agents, we focus on ethics, transparency, and your overall financial wellness.
We serve salaried professionals, freelancers, business owners, families, and retirees across India. If you want clarity, control, and confidence with your money, we can help.
Most of our sessions are online, allowing us to serve clients across India. In-person consultations are also available in Delhi NCR by appointment.
Your first consultation is 100% free. We only charge when we onboard you for a personalized financial plan.
Investment Roadmap FAQs
You can start with as little as ₹500/month. What matters is consistency and discipline, not how much you start with.
Yes. We help you select and manage mutual fund portfolios aligned with your goals and risk profile.
That depends on your goal, timeline, and risk appetite. Mutual funds offer better returns in the long run, while FDs provide capital safety.
Absolutely. We review and rebalance portfolios quarterly to keep them aligned with your financial goals.
Insurance FAQs
We recommend pure term life insurance, adequate health cover, and critical illness or accident insurance if required.
No. We help you understand what you need and you are free to purchase policies from any provider.
We do an insurance audit to identify if you’re overpaying, underinsured, or holding unnecessary policies.
Yes, we assist clients with the documentation and process where possible.
Retirement Journey FAQs
Ideally in your 20s or 30s, but even at 40+, we can help you build a plan that works.
We project future expenses adjusted for inflation and help calculate your target retirement corpus.
Yes, we help you plan income through SWPs, annuities, SCSS, and other retirement products.
Yes, with focused planning, goal-based investing, and financial discipline, early retirement is possible.
Fees and Onboarding FAQs
We offer flexible packages based on the scope of planning needed. Most clients find our fee to be extremely reasonable compared to the long-term benefits.
No. Our advice is product-neutral. We work for you, not any company.
Simply contact us through WhatsApp or book a free consultation using the website form.
Yes, with focused planning, goal-based investing, and financial discipline, early retirement is possible.
Didn’t Find Your Question?
No problem. Reach out directly and we’ll be happy to clarify anything.
